Bank of America Travel Rewards credit card: unlimited points

Made for those who need credit and prefer tradition

By Luzia Martins em 10/10/2025

Who is this credit card for?

This credit card is designed for travelers.

While it does offer benefits beyond travel, its rewards are heavily focused on travel-related perks, making it an ideal choice for those who frequently explore new destinations.

However, there are some specific requirements that applicants must meet to qualify for this card:

The cardholders must be at least 18 years of age or at least 21 years of age if they are a permanent resident of Puerto Rico;

Applicants must have a residential address in the 50 U.S. states, Washington D.C., or U.S. territories, including APO/FPO/DPO, Guam, Puerto Rico, Northern Mariana Islands, American Samoa, or U.S. Virgin Islands.

Benefits of the Bank of America Travel Rewards

The Bank of America Travel Rewards credit card offers several benefits to its cardholders.

Check more of these advantages below:

Unlimited points

Clients earn an unlimited 1.5 points per dollar spent on every purchase, anytime, anywhere, with points that never expire as long as the account stays open.

No annual fee

This financial product does not offer annual fees or foreign transaction fees.

You can spend your points as a statement credit to pay for flights, hotel stays, vacation rentals, baggage fees, and even meals at restaurants.

Bonus points offer

Consumers can get 25,000 online bonus points if they make at least $1,000 in purchases in the first 90 days of their account opening.

These points can be redeemed for a $250 statement credit toward travel and dining purchases.

Low intro APR offer

This financial product provides an introductory 0% APR for the first 15 billing cycles on purchases and any balance transfers completed within 60 days of account opening.

More rewards

Bank of America Preferred Rewards® members enjoy a bonus of 25%-75% more points on every purchase.

This means that they can earn between 1.87 and 2.62 points for every $1 spent.

Main details of the credit card

Payment card services: Visa;
Type: it can be used domestically and internationally;
Initial limit: determined based on the client’s credit analysis;
Annual fee: non-applicable;
Standard APR: 18.49% – 28.49%;
Can people with bad credit request it? They can apply; however, approval is subject to a thorough credit evaluation.

Frequently asked questions

Let’s see the most asked questions for the Bank of America Travel Rewards credit card.

How long does it take to get approved?

Once you submit an online application for a Bank of America credit card, you will receive one of the following responses within as little as 60 seconds:

Your application has been approved;
Your application has been approved, but for a different card offer;
The bank needs more time to review your information;
Your application has been declined.

How long does it take to receive the credit card?

If approved, the clients will receive their cards within 10 business days.

How can I activate the credit card?

Before using your new card, you can activate it in one of several ways:

Log in to the Mobile Banking app, select your card account, scroll to the Card Management section, and select the Activate Card button;
Visit the bank’s credit card activation page;
Call the number located on the back of the card for assistance.

How can I withdraw money from the credit card?

Simply visit any nearby ATM, insert your card, and follow the prompts to withdraw cash.

Keep in mind that cash advances typically come with fees and interest charges.

It’s important to be aware of these costs when considering this option.

Required documents to apply for the card

Check out the documents you need to present to apply for the Bank of American Travel Rewards credit card:

Proof of identity;
Proof of income;
Proof of residency.

How to contact Bank of America?

If you need assistance, there are multiple ways to get in touch with the Bank of America, such as:

Credit card customer service: 800.732.9194;
Credit card activation: 800.276.9939;
Credit card billing inquiries: 866.266.0212;
Live chat on the bank’s official website.

How can I apply for the credit card?

You can easily apply for the Bank of America credit card online.

To get started, simply visit the official Bank of America website and fill out the application form with your personal information, including details such as your name, address, income, and other necessary data.

Once submitted, the bank will review your application and inform you of the decision.

Opinion about the credit card

The Bank of America Travel Rewards credit card is an interesting option for frequent travelers.

With its unlimited rewards, no annual fee, and bonus points offer, it grants significant benefits for those who want to earn points while traveling.

However, the card does require applicants to meet specific eligibility requirements, and its standard APR might be a bit high for those who carry balances from month to month.

Click the button below to be redirected to the official website responsible for applying for the Bank of America Travel Rewards credit card.

GO TO OFFICIAL WEBSITE

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