Apple Card: take advantage of the cashback savings
See the complete guide about this financial product
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The Apple Card credit card is the dream of every Apple fan, as it allows you to always have the latest devices at your fingertips while spending much less.
Want to know more about this credit card and understand how to apply for it?
Perfect, because we’ll show you that and much more in this guide. Keep reading!
Who is the credit card for?
The Apple Card was designed for Apple enthusiasts who never miss an opportunity to have the brand’s latest innovations.
However, some requirements must be followed to apply for this product:
- You must be at least 18 years old, depending on your location;
- You need to be a U.S. citizen or a legal resident with a valid physical address in the U.S.;
- An iPhone or iPad with the latest version of iOS or iPadOS is necessary;
- You must be signed in to your Apple Account and have two-factor authentication enabled;
- If your credit report is frozen, you’ll need to temporarily lift the freeze to apply;
- You may need to verify your identity with a Driver’s License or state-issued photo ID.
Credit Card Benefits
The Apple card offers a range of unique benefits for its cardholders.
Take a look at some of these advantages below:
Unlimited Daily Cash back
Every time you buy items using your card, you’ll get a percentage of your purchases back in Daily Cash.
It’s real money, so it never expires and you can spend it however you’d like.
Other Daily Cash back rewards
Clients earn 2% Daily Cash back when they use the card with Apple Pay.
Additionally, they receive 3% Daily Cash back at Apple and partner stores when Apple Pay is used.
No fees
The Apple Card doesn’t come with any fees.
That means you don’t have to pay for annual, overlimit, foreign transactions, or late charges when you use your card.
Less interest
This financial product estimates the interest that the cardholders will wind up paying, according to any payment amount chosen.
This feature is done in real time, so the consumers can make an informed decision about the interest rates.
Titanium card
This product is designed with titanium, making it more durable.
It also doesn’t come with printed numbers for greater security.
Main card details
Now, how about learning a little more about the main details of this credit card?
We gathered the essential characteristics of this product below:
- Payment network: Mastercard;
- Type: it can be used internationally;
- Initial limit: tailored to each client’s profile;
- Annual fee: non-applicable;
- Variable APRs: they range from 18.49% to 28.74% according to the consumer’s creditworthiness;
- Does it accept people with bad credit? The Apple Card is subject to credit approval.
Frequently Asked Questions
We also recommend that you take this opportunity to learn a little more about the most common questions about the Apple Card.
If you have the Apple Card packaging, open it and follow the instructions provided.
If not, on your iPhone, open the Wallet app and select “Apple Card”.
Then, tap the “More” button, then choose “Account Details.” Under the “Titanium Card” section, select “Activate Your Card.”
In locations where Apple Pay isn’t available, you can rely on your titanium Apple Card or your virtual card number.
By setting it your default card in the Wallet app, it will automatically be selected for Apple Pay transactions.
It will also become your preferred payment method for the App Store, Apple Music, and other Apple services.
You can invite one eligible family member aged 18 or older to co-own the card with you.
Additionally, family members aged 13 and up can be added as participants to your Apple Card.
Documents required to apply
To complete your Apple Card application, you’ll need to provide:
- Proof of Income: Documentation showing your earnings;
- Proof of Residence: A document verifying your current address;
- Identification: A valid government-issued ID.
How to contact Goldman Sachs?
Goldman Sachs is the bank that issues the Apple Card.
If you need assistance, you can contact them through the following phone number:
- Customer Service: 877-255-5923.
How to get the credit card?
You can apply for the Apple Card online with ease.
Simply fill out an application form with your personal information using the Wallet app on your iPhone or by visiting the official Apple Card webpage.
Once your details are submitted, your application will be reviewed, and you’ll be notified of the next steps.
Opinion about the Apple Card
The Apple Card stands out as an innovative financial product tailored to Apple enthusiasts.
With its enticing benefits like Daily Cash back and no fees, it’s an interesting option for those who frequently use Apple Pay or shop at Apple stores.
However, eligibility requirements such as owning an iPhone and being a U.S. citizen or resident might limit accessibility for some.
Additionally, its APR range may be higher compared to other credit cards, depending on the applicant’s creditworthiness.
Click the button below to be redirected to the official website responsible for applying for the Apple Card:
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