CIBC Aventura Visa Infinite Card: how to request?
Perfectly designed to meet the needs of passionate travellers
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The CIBC Aventura® Visa Infinite* credit card is a premium travel rewards credit card issued by the Canadian Imperial Bank of Commerce (CIBC).
It is structured for Canadians who often plan trips and want to earn flexible travel points while using a single card for everyday purchases.
Cardholders can earn Aventura Points through eligible spending and use those points toward flights, hotels, and other redemption options available under the CIBC Rewards program.
The card also includes comprehensive insurance coverage and Visa Infinite features that support travel-related needs.
Who is the CIBC Aventura Visa Infinite Card for?
The CIBC Aventura Visa Infinite card is intended for Canadians who have a good to excellent credit profile and meet the strict minimum income requirements set by the issuer.
It perfectly suits people who travel several times a year and prefer to collect points that can be applied to flights (with no blackout dates), hotels, car rentals, or other travel-related expenses.
This card also appeals to those who want robust insurance coverage built into their credit card, such as out-of-province travel medical insurance and trip interruption coverage, instead of purchasing separate policies for each trip.
Because this is a premium Visa Infinite product, applicants must meet a strict minimum personal income of $60,000 CAD or a household income of $100,000 CAD. Approval is strictly subject to a credit assessment and verification of the information provided in the application.
Benefits of the CIBC Aventura Visa Infinite Card
The CIBC Aventura Visa Infinite card includes premium benefits linked to travel rewards, insurance, and redemption flexibility, based on the official card terms:
- Accelerated Travel Rewards: Earn 2 Aventura Points per $1 spent on travel purchased through the CIBC Rewards Centre, 1.5 points on eligible gas, EV charging, groceries, and drugstores, and 1 point on all other purchases;
- Welcome Bonus: New cardholders may qualify for a generous welcome offer that provides thousands of additional Aventura Points, often alongside a first-year annual fee rebate, subject to promotional terms and spending requirements;
- Comprehensive Travel Insurance: The card includes travel-related insurance coverage, such as emergency travel medical insurance, trip interruption and cancellation insurance, flight delay coverage, and rental car collision insurance;
- Lounge Access & NEXUS: Elevate your airport experience with 4 complimentary lounge visits annually through the Visa Airport Companion Program, plus receive a NEXUS application fee rebate every 4 years;
- Flexible Redemption: Aventura Points can be used in different ways, including booking travel directly through CIBC, using the “Pay with Points” feature, or other redemption options available at the time of use.
Coverage limits, eligibility, and exclusions apply to all insurance benefits, and cardholders should review the full policy documents to understand exactly how coverage works.
CIBC Aventura Visa Infinite Card: Fees and charges
The CIBC Aventura Visa Infinite card includes several fees and interest charges that should be reviewed carefully before applying.
According to the official CIBC Credit Card Summary of Annual Interest Rates and Fees, the standard annual fee for this card is $139 CAD. An additional annual fee of $50 CAD applies for each authorized user card. From time to time, CIBC may offer a first-year annual fee rebate as a promotion for the primary cardholder and up to three authorized users.
Interest rates apply when balances are carried past the 21-day grace period. The published annual interest rate for purchases is 20.99%. For cash advances, balance transfers, and convenience cheques, the annual interest rate is 22.99%, and 21.99% for Quebec residents.
If minimum payments are missed twice in any 12-month period, higher default interest rates apply. The official summary states that default rates increase to 24.99% for purchases and 27.99% for cash advances, balance transfers, and convenience cheques.
Foreign currency transactions are converted using the rate charged to CIBC by the payment network on the posting date, plus a standard foreign currency conversion fee of 2.5% of the converted amount.
Additional fees may apply in certain cases, such as an overlimit fee of $29 CAD (not applicable to Quebec residents), cash advance fees of $5.00 CAD within Canada and $7.50 CAD outside Canada, and fees for dishonoured payments, as detailed in the official fee summary.
*Rates and fees were updated based on the issuer’s official website as of March 9, 2026.*
Card requirements
To apply for the CIBC Aventura Visa Infinite card, applicants must meet the strict eligibility criteria defined by CIBC.
This explicitly includes having a good to excellent credit history with Canadian bureaus (like Equifax or TransUnion) and meeting the strict minimum income requirement of $60,000 CAD (personal) or $100,000 CAD (household).
Applicants are required to provide personal and financial information, and approval depends entirely on the lender’s credit assessment. Supporting documents may be requested to verify your income or identity during the review process.
How to apply?
Applying for the CIBC Aventura Visa Infinite card can be done securely online through the official CIBC website or at a local CIBC branch.
During the application process, you will be asked to provide details such as your name, Canadian residential address, Social Insurance Number (SIN – optional but recommended), and income information to confirm you meet the thresholds.
After submitting the application, CIBC performs a hard credit inquiry to review the information provided. Decisions may be given instantly in some cases, while other applications may require additional manual review.
If approved, the card is issued and securely mailed to the address provided within a few business days. Once received, the card must be activated via the CIBC app or phone before it can be used for purchases.
Opinion about the card
The CIBC Aventura Visa Infinite credit card is highly recommended for Canadians who want to earn premium travel rewards while also having robust insurance coverage and lounge access included with their card.
Its flexible points program allows cardholders to convert eligible spending into travel-related redemptions without worrying about airline blackouts or expiring points, which can significantly offset travel costs over time.
However, the card does include a $139 CAD annual fee and a 20.99% interest rate if balances are carried. This makes it most suitable for financially established individuals who meet the strict income requirements and plan to pay their statement balance in full every month.
Before applying, reviewing the card agreement, insurance coverage limits, and fee summary can help ensure this premium card perfectly aligns with your travel habits and financial planning.
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Legal Disclaimer: This website is independent and purely informational. We do not guarantee credit approval or card issuance, which are subject solely to the risk analysis of the Canadian Imperial Bank of Commerce (CIBC). Finvyu Editorial Team.
